Explanation:
Having an alternative standby processor at another network node would be the best solution. The unavailability of the central communications processor would disrupt all access to the banking network, resulting in the disruption of operations for all of the shops.
This could be caused by failure of equipment, power or communications. Offsite storage of backups would not help, since EFT tends to be an online process and offsite storage will not replace the dysfunctional processor. The provision of an alternate processor onsite would be fine if it were an equipment problem, but would not help in the case of a power outage, installation of duplex communication links would be most appropriate if it were only the communication link that failed.